PRE-APPROVAL BY PHONE!

COMPETITIVE RATES!

REJECTED BY OTHER LENDERS, CALL US NOW!

IS YOUR INTEREST RATE TOO HIGH, CALL US NOW!

GREAT RATES...ESPECIALLY LESS THAN PERFECT CREDIT HISTORY!
SAVE TIME...PRIVATE MONEY DIRECT LENDER CAN FUND FAST!
FAST LOAN APPROVAL...IN-HOUSE LOAN APPROVALS!
MAINTAIN PRIVACY...EASY AND SIMPLE LOAN DOCUMENTS!
BAD CREDIT, OK!...WE SEEK REASONS TO MAKE THE LOAN!
IN BETWEEN JOBS...WE CAN PUT YOUR EQUITY TO WORK!

We pride ourselves on our impeccable service, our experience in the California
Real Estate Market, which is our only market, and our creativity in helping assist people
with varied borrowing needs. People are our first priority. We seek solutions to help you
achieve your borrowing goals and objectives. We understand the needs of homeowners,
business owners and real estate investors. We have loan programs for all. We quickly
approve and fund 1st and 2nd mortgages because we are the decision maker.

OUR LOAN PROGRAMS INCLUDE:

HOME EQUITY LOANS: Because we are a direct lender of private investor money,
we can generally approve and fund your home equity loan request much more quickly
than most traditional lending organizations. We can handle the entire loan process in-
house. This saves valuable time and money for you. Our requirements are also generally
more relaxed because we focus our attention on available equity in your property. If you
have sufficient equity, you can almost be assured you will qualify for one of our equity
loan programs.

OTHER HOME LOAN PROGRAMS: Over the years, we have developed close
professional relationships with many mortgage brokers and private money individuals who
assist us with many other types of home loans to fit your needs.
We can offer highly competitive rates on:

                                         Conventional Loans
                                         High Loan to Value Loans (check our rates)
                                         FHA Loans
                                         Low Doc and Stated Income Loans

Because of our Customer Care Specialists experience in understanding varied borrower
needs and our network of industry contacts, we feel that we can compete with any other
loan offer you may receive. Call us for a FREE, NO OBLIGATION quote before you
commit with another lender.


COMMERCIAL PROPERTY EQUITY LOANS: We offer the same type of
advantages, terms and unparalleled customer service for commercial property equity
loans. In fact, we have private money lenders that specialize in funding just commercial
property loans. We handle the entire loan approval and loan processing in house with the
same care, knowledge and speed as we do with home loans.

Commercial loans are essentially unregulated by state and federal government as
compared with existing legislation protecting owner occupied one to four unit residences.
For this reason, you need to be especially careful and thorough when selecting a lender.
We offer very competitive rates for commercial loans. Call for a FREE, NO
OBLIGATION rate quote today. You'll be glad you did.

REAL ESTATE INVESTORS: Americana Trust Deed Services is one of the best-kept
secrets by many Real Estate Investors. Many savvy investors have known for a long time
that Americana is very Real Estate Investor friendly. We finance non-owner occupied
single-family residences, rental units and properties obtained through foreclosures and
auctions of all types (HUD, County Tax Sales, etc.).

We are as creative as the investors that we assist. Many investors call us to finance their
purchases after clear title is obtained through auctions or after they successfully obtain
foreclosure properties. Because we are equity lenders with private funds always
available, we can approve and process their loan requests very quickly. This frees up
their working capital, enabling them to bid on other property purchases and/or make the
necessary repairs for re-sale.

We offer highly competitive rates to real estate investors, especially those investors with
established "track records" of successfully buying and selling properties for profit. We
also fund "fixed-up" value loans for some of our real estate investor programs, depending
upon the merit of each property. These type of loan programs are usually a one year
loan, allowing adequate time to repair and re-sell investor properties.

OTHER BORROWER SERVICES

ARE YOU FACING FORECLOSURE? Don't lose your property and
damage your credit. We are generally very successful in finding refinancing options to
meet your needs. We can assist you prior to or when you are actually involved in the
foreclosure process.

CONSOLIDATE THOSE BILLS: Stop paying those high interest credit
cards. Consolidate those bills into one low monthly payment and get cash out to go on a
vacation. We'll show you how!

LOWER YOUR INTEREST RATE: We can refinance your first, second
and third mortgages into one low monthly payment. We'll show you how!

STILL PAYING PRIVATE MORTGAGE INSURANCE
(PMI)? If you've owned your house for a couple years and obtained a government or
low down payment type loan, chances are that you are wasting money every month by
paying PMI that you no longer require. We can assist you in assessing money saving
options you may have.

CREATIVE LOAN SOLUTIONS:Looking for an equity home or
business loan that doesn't fit any of the categories mentioned. Contact us anyway.
Chances are that if anyone can satisfy your needs, Americana certainly can do it!

To find out how simple it is to apply for a loan with us, use our express loan application.
We can usually give you an answer the same day during normal business hours.

APPLY ON LINE NOW!            CLICK HERE

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